Home Insurance & Property Damage Claims Lawyers Gold Coast
When it comes to home insurance, it’s always better to be safe than sorry! There are many factors to consider when it comes to taking out a property insurance or home & contents insurance policy and these affect your level of compensation in the event of a disaster.
At Main Lawyers, we are expert property damage lawyers Gold Coast families trust. We have helped many homeowners receive fair compensation for damage to their property, even if their insurance claim was initially rejected.
Need help with a property damage claim or home insurance claim?
It costs nothing to speak with our Principal solicitor and find out where you stand. Book in a free consultation today.
Expert advice for maximum home insurance compensation
Always read the fine print of the proposed policy before signing it. Make sure it covers the things you expect it to.
Consider the value of your property and how much you will insure it for. It is very common for properties to be undervalued in insurance policies.
Don’t be lazy! Property maintenance is paramount for minimising the risk of damage (especially during Australia’s bushfire season).
If your claim has been rejected, speak with our Principal lawyer for free to see whether you may still have a chance to fight the insurance company and receive compensation.
Most homeowners insure their property against damage or destruction in addition to having home contents insurance. Since terms and conditions vary from one insurance policy to another, it is a wise idea to know exactly what your policy will cover.
The most common reasons for property damage claims include severe weather, burst pipes, broken windows, motor vehicle damage and appliance motors burning out. While most of these events can be beyond your control, there are always things you can do to minimise the risk of damage to your property.
What do home insurance claims cover?
In most cases, property damage & home insurance claims can cover the damage from natural disasters, the cost to repair or replace damaged appliances and other goods and also some types of structural damage.
It helps to make sure that in the event any of the above events take place, you can rest easy knowing that your home insurance policy will cover the damage. We always advise that you seek professional advice from experienced property insurance lawyers who can make sure your insurance cover will thoroughly protect your home.
Mistakes made while setting up the home insurance agreement can often mean you receive less compensation than you deserve, a lower property valuation or, in the worst case, no compensation at all!
Different policies will cover different levels of natural disasters. In the Gold Coast & Tweed Heads regions, there are a number of areas prone to bushfires, cyclones and/or floods though not all policies will offer compensation for these. Of these, damage from floods is among the most disputed when it comes to property damage compensation.
Water Damage Insurance Claims
Many insurance policies do not cover flood damage. Of those that do, there are a significant amount of home insurance claims that still get rejected in the event of a flood or other water damage.
At Main Lawyers, we see how insurance companies reject valid water damage claims time and time again. We are expert flood insurance lawyers and can assist you in the event your property has sustained water damage after a flood even if your insurer rejects your claim.
If your water damage insurance claim has been rejected, chat with us in a free initial consultation to find out if you can still pursue compensation.
How else can property insurance lawyers help?
If your property has been damaged in a motor vehicle accident, the person who is at fault for the accident must cover the cost of damages. If this person has insurance, the process will be fairly straightforward as their insurance company will make the payments required.
If they do not have insurance, however, they will need to make the payments out of their own pocket. This can quickly become a situation that is difficult to manage, especially if the other party cannot pay immediately.
In this case, or in the case that their insurer declines the claim, you may have to seek legal action in order to receive the property damage compensation you may be due.
Why choose the home insurance claims experts at Main Lawyers?
We are experienced in winning compensation for our clients even if the claim has been rejected by their insurance company. No matter the type of home insurance claim or property damage claim, we are committed to helping you get the compensation you deserve.
If you think you have a valid claim or if your claim has been rejected, book in for a free initial consultation with our Principal Solicitor today! We are based in Coolangatta, Gold Coast though we also travel to clients in Tweed Heads and other areas in QLD and Northern NSW.